Joint Liability Group
Loans
Requirements
Group Constitution
A signed group constitution approved by all board members is required.
Proof of Residence
Provide a valid proof of residence not older than 3 months.
Passport Sized Photos
Submit recent passport-sized photos for all group members.
Copy of IDs
Each group member must provide a valid National ID or Passport.
Group Profile
A summary of the group’s background, purpose, activities, and membership.
Past Performance Records
Provide project history showing success, experience, and past activities.
Financial Projections
Required for greenfield and formal groups to show expected financial outcomes.
Business Proposal
A formal business proposal outlining objectives, markets, and operations.
Age Requirement
All members must be aged 18 and above.
Self-Selected Group
Groups must consist of 3 to 6 members who choose each other willingly.
Collateral
Collateral such as guarantors, vehicles, or other acceptable assets.
Operating License
A valid operating license is required for business-related groups.