Micro-Entrepreneur / Business Loans
Individual Business Loan - Requirements
Proof of Residence
Provide a valid proof of residence not older than 3 months.
Passport Sized Photos
Submit recent passport-sized photographs for identification purposes.
Copy of IDs
A valid copy of your National ID or Passport is required for verification.
Past Performance Records
Provide records showing previous business activity and performance.
Business Profile
A detailed business profile outlining operations, markets, and activities.
Financial Projections
Required for greenfields and formal businesses to show expected financial outcomes.
Business Proposal
A formal business proposal explaining the venture, strategy, and financial needs.
Bank/Ecocash Statements
Provide 3–6 months of Bank Statements or Ecocash transaction history.
Age Requirement
Applicant must be 18 years and above.
Operating License
A valid operating license issued by local authorities is required.
Collateral
Collateral such as guarantors, motor vehicles, or title deeds is required.